Car Insurance
It just happened that a friend of mine left to India for vacation…as he was leaving for vacation, he did not pay much attention to renew his car insurance… logically most of us think, we are not driving during vacation, why bother to pay for insurance? The car insurance expired around couple weeks after he left for vacation. He came back to US after four weeks of vacation…On the day he lands in US, he wanted to buy some stuff, so picks up his car keys and goes to the parking lot where he parked the car…Guess what ? There is NO Car…he rushes and comes and asks his roomies about car, they say they do not know… because, they never checked the car as he forgot to tell his roomies to watch the car when on vacation… He asks few people around if they saw the car, no one gives any positive info…If you look at the situation, unfortunately, there is nothing much he can do…other than telling police that he lost his car and give the car information…. He cannot really call the insurance and tell them that he lost his car and ask them to pay money or give a new car because the insurance expired …The tricky part is, no one exactly knows when the car was stolen…. so he cannot really report to insurance saying that his car was lost during his insurance coverage. Some of you may think, what if you report that car was stolen when he had coverage ? Suppose, they trace the car and figure out that it was stolen when the insurance was expired, the guy is in trouble for telling false information to police…the situation here is very complex and you cannot really do much…we can talk few other scenarios, but not very fruitful results…
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