Insurance: Flexible Spending Account

Flexible Spending Account

Thankfully, our insurance coverage provides a Flex Spending Account (FSA) to help us not have to eat through this money on the front end. It’s a simple concept: money you earn goes into a pot to be used during the course of a year to pay for certain medical supplies. Submit receipts to prove that all is legit, and personal money spent is reimbursed forthwith.At least, that’s how it should work.Not for us, with the newest FSA company we’re dealing with.The company known as Aflac has kicked of a three-month battle that we’ve yet to win. Rather than getting reimbursed, we’re on the receiving end of hair-pulling, teeth-clenching, curse-inducing thoughts of violence for what we’ve had to endure. These days, I certainly don’t feel like I have a stock-pile of D-supply cash ready at the swipe of a plastic card. In fact, I’m truly starting to believe that the whole Flex Spending Account initiative is a scam – just a way to coax people into putting up money that’s supposed to help them save on healthcare bills, but in reality will disappear into the abyss of company double-talk and lousy record-keeping.