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Tell friends, tell family, tell the man on the train you’ve never spoken to but know that he’s got a verruca and a wife called Hershey because he talks too loud on his mobile. Tell everyone: “YOU DO NOT NEED TO PAY TO RECLAIM PPI”.This is a crusade for all those fed up with being plagued by PPI (payment protection insurance) cold calls, spam texts and TV ad-breaks wallpapered with bland men in suits promising ''no win, no fee’’ reclaims.It’s not that reclaiming mis-sold PPI is bad, far from it. I’ve been campaigning on it since before claims companies were an easy-money glint in their founders’ eyes. Anyone who’s had a loan, credit or store card in the past 10 years needs to sit up and take note.Banks, building societies and card companies have already paid out around £3.5bn in PPI claims, and there is some £5bn put aside to pay more. I’m now swamped every day with stories of successful DIY claims. Take these recent tweets:“Just got my parents’ £3,400 back in PPI for the price of a first class stamp!” “Just logged into my bank account. Thought there was a balance error. Then I saw my PPI refund of £14,234. Thanks.”

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